Financial Results for 2025

Stopanska Banka closed 2025 with solid financial results and continued progress in its transformation agenda.

The bank achieved profit before provisions and taxes of EUR 84.5m, demonstrating resilient core performance despite challenging economic conditions domestically and globally. Total assets grew by 9.1%, driven by strong organic deposit growth of 10%.

Lending expanded by 10% across both retail and corporate segments, reaffirming the bank's commitment to supporting the real economy. The return on equity reached 11.7% and return on assets 2.2%.

Stopanska Banka remains well capitalized with total equity of EUR 466m and maintains a strong liquidity position with a Loan-to-Deposit ratio of 91%.

Throughout 2025, the bank completed its first year of intensive transformation focusing on modernization, digitalization, and operational efficiency. The Board of Directors was expanded to seven members covering all business lines, strengthening governance and accountability.

Supported by NBG Group's strength, Stopanska Banka leverages shared expertise and best practices to advance its transformation while ensuring prudent risk management and improved customer services.