Accounts
Account overdraft
Advantages
Approval of allowed overdraft of transaction current accounts on which regular monthly inflows from regular employment and / or pension and disability insurance :
- NO deposit
- NO GUARANTEES
- NO administrative bans
- NO promissory note
Interest rates
- 11.60% MKD - Client with salary / pension in SB
- 12.89% MKD - Other clients
Criteria and documents
Amount
- 2 - 3 monthly salaries/pension*
Criteria
- Individuals, residents with regular monthly salary / pension inflows to the WB
- Client age at the moment of application from 18 years up to 70* years
* for clients with age over 70 years at the moment of renewal, the overdraft will be renewed in amount of 1 monthly salary/pension
Documents
- Request for overdraft
- Copy of ID card or passport
- Certificate of salary or pension check (for new clients) and / or monthly salary / retirement income certificate and, where appropriate, other proof of monthly income.
- Other documentation upon request of the bank