Payment Operations
Domestic payment operations
General information
When opening a payment account in Stopanska Banka, you are eligible for a range of cost efficient and easy to use services, which is due to the fact that:
The Bank has a wide network of branches
Payment transactions are possible from any location of Stopanska Banka AD - Skopje
Transactions and the account balance checking can be done via electronic banking
If the transaction is done between two accounts in the bank, payment can be done in real time, i.e. immediately. Since, Stopanska Banka holds more than 30% of the payment accounts of registered legal entities that are active in the local payment operations it thus provides a quick realization of your payment transactions and use of funds
Standing orders can be made.
Payment transactions can be prioritized
Framework revolving loans can be approved for the account for domestic payment operations
We use the integrated information system GLOBUS that enables online management of all your accounts
We offer Business cards
We provide banking operations counseling
Payment schedule
Stopanska Banka AD - Skopje for acceptance of payment orders for execution of payment services in the country, introduces the following Payment Schedule:
Payment on the current day | Acceptance of Payment Orders through the Branches | Acceptance of Payment Orders through the Digital Channels |
Clearing Interbank System-KIBS | Every working day until 14:00 | Until 14:20 for the current working day |
Macedonian Interbank Payment System - MIPS | Every working day until 16:15 | Until 16:15 for the current working day |
Internal system SB | Every working day until 16:00 | Until 19:00 for the current working day |
Payment & Cash Disbursement | Every working day until 16:00 | Through STB's ATM 24/7. Cash deposits after 18:00 are recorded the next working day |
Payments to budget beneficiaries | Every working day until 13:00 | Not applicable |
Execution of Gross Salary Orders Form PP53 | Every working day until 14:00–KIBS Every working day until 16:15–MIPS
| Every working day: Until 14:00– through KIBS Until 16:15 - through MIPS |